Trust Deed Investments

YOU COULD BE EARNING 10% TO 12%

IPS Commercial Capital, Inc., Trust Deed Division invests in first or second trust deeds secured by single family homes, owner and non-owner occupied, 2 to 4 units, multi family (5+) and commercial property in Southern California. In general these loans range in principal amounts from $20,000 to $250,000, having maturities ranging from one to three years and they are secured by either a first trust deed or a subordinated second trust deed to the existing senior encumbrance.

IPS Commercial Capital, Inc., Trust Deed Division is a wholly owned subsidiary of IPS Commercial Capital, Inc. IPS Commercial Capital, Inc. specializes in providing permanent financing for income producing property nationwide.

Joseph R.L. Passerino, President, has over 31 years of banking and lending experience nationwide. Mr. Passerino is a licensed real estate broker, certified property manager and former Sr. Vice President, Chief Lending Officer and National Production Director of a National Bank.

Fred E. Cimino, Sr. Vice President, has over 33 years experience in the professional field of finance, insurance and real estate lending.

IPS receives loan proposals from various independent real estate brokers, mortgage brokers and retail customers. We then evaluate the proposed borrower and more particularly, the real property securing the loan. Our governing criteria are to limit our loan, or the total combined loans from 65% to 70% loan to value. The loan process takes one to two weeks. If the loan request is approved, funds will be requested from the investors. Once the investors have committed to the loan transaction, funds will be deposited into escrow. IPS will have escrow prepare an assignment of the Deed of Trust and have this assignment recorded simultaneously with the closing of the loan. You will receive a copy of the Deed of Trust as well as Title Insurance securing your interest in the deed of trust.

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